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What to do in Cases of an Auto Accident

Many people panic when they are in an auto accident.  They  worry how it will affect their insurance rates and other matters.  Sometimes, panic causes people to say things they will later regret and to overlook information that would be helpful if a dispute arises regarding the accident.

Here are some steps to follow if you are in a car accident.  They can reduce the hassles and increase your chances of receiving fair compensation for any damages.

– Call an ambulance for anyone seriously hurt

– Write down the name, address, home and work phone numbers, driver’s license number, and insurance company of the other driver and the other car’s owner (if the other driver does not own the car).

– Write down the names, addresses and home and work phone numbers of all passengers in the other car.

– Write down the other car’s make, year, and license number.

– Write down the names, addresses, and home and work phone numbers of all witnesses.

– Make a diagram of the accident.  Show the positions of both cars before, during and after the accident.  If possible, measure skid marks, and show them on the diagram.  Be sure that your diagram shows traffic signals, stop signs, and crosswalks.

– Make notes on the weather and road conditions at the time of the accident.  Also make notes on where and when the accident took place.

– Do not admit responsibility for the accident. Things you say can be used against you later and can jeopardize the outcome of your claim.  Call us before you take any blame for the accident.  You may think that you caused the accident and then learn that the other driver was more at fault than you.

If a dispute arises regarding the accident, or if you have any questions about your right to make a claim for your personal injuries or your property damage, call us.  Procedures for obtaining compensation can be very complex.  It is best to contact us as soon after the accident as possible, since there are time limits for making claims.

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